Unsecured Business Line of Credit
This option allows businesses to access up to $100,000 without needing collateral, providing flexibility for managing day-to-day operations or unexpected expenses. With variable interest rates, it operates as a revolving credit line, meaning you can borrow, repay, and borrow again as needed.
Cash Secured Line of Credit
Requiring a refundable cash deposit as collateral, this line of credit helps build your business credit profile. Available credit limits range from $1,000 to $200,000, with the deposited funds earning interest. It’s a revolving credit with variable rates, ideal for businesses looking to secure funding while improving their credit score.
Unsecured Business Loans
These loans provide a lump sum up to $100,000 with no collateral needed. They feature fixed monthly payments and competitive interest rates, with terms ranging from 12 to 60 months. This option is suitable for significant business investments or expansions.
Business Auto Loans
Designed for purchasing or refinancing business vehicles, these loans offer competitive fixed rates and terms up to 60 months. You can finance up to 75% of the vehicle’s value, helping you manage transportation needs efficiently.
Equipment Loans
Equipment loans enable businesses to finance up to 75% of the value of essential machinery or technology. With terms up to 60 months, these loans preserve working capital while ensuring you have the necessary tools for operations.
Commercial Real Estate Loans
These loans support the purchase or refinancing of commercial properties, offering loans up to 80% of the property’s value. They come with long-term fixed or variable rates, with terms up to 10 years and amortization up to 25 years, making them ideal for long-term investments in business premises.
SBA Loans
Backed by the government, SBA loans provide favorable terms, reduced risk for lenders, and longer repayment periods with lower down payments. Options include SBA 7(a) loans for working capital, SBA 504 loans for real estate or equipment, and SBA Express loans for faster funding.